Job Description

Private Credit Platform seeking a senior underwriter to take on an active loan portfolio.

This position's primary responsibility will consist of evaluating and underwriting potential private and public companies seeking bridge financing. This role involves analyzing financial documents, assessing risk, writing reports and making recommendations to approve or deny funding requests. The ideal candidate will possess strong analytical skills, attention to detail, and the experience to evaluate multiple loan structures.

• This role involves analyzing financial documents, assessing risk, and making recommendations to approve or deny funding requests.
• Assess and analyze term sheets for loans, including reviewing financial statements, credit reports, and other relevant documents.
• Evaluate the financial health and stability of applicants to determine the risk level associated with each advance.
• Conduct thorough risk assessments by analyzing business revenue, cash flow, and other financial metrics.
• Provide an investment write up outlining the investment opportunity and recommendations for approval, denial, or modification of funding terms.
• Communicate underwriting decisions and rationale to applicants and internal teams clearly and professionally.
• Collaborate with sales teams to address any issues or concerns related to the underwriting process.
• Maintain accurate and detailed records of underwriting decisions, including investment write ups, support documentation and rationale for each case.
• Prepare and submit reports on loan portfolio level underwriting performance, trends, and potential areas for improvement.
• Ensure adherence to company policies, industry regulations, and legal requirements during the underwriting process.
• Identify and recommend improvements to underwriting processes and procedures to enhance efficiency and effectiveness as they present themselves.

The ideal candidate will possess:

• Strong analytical skills, attention to detail, and the ability to make sound judgments in a fast-paced environment.
• Bachelor's degree in Finance, Economics, Accounting or a related field.
• 5 years of experience in underwriting, mandatory. Preference will be given to those with underwriting experience in private credit or a related field with flexible short term loan structures.
• Must be able to enforce underwriting polices and guidelines including investment committee decisions.
• Strong analytical and critical thinking skills.
• Proficiency in financial analysis, modeling and risk assessment.
• Excellent communication and interpersonal skills communicating with C Level executives.
• Detail-oriented with strong organizational skills.

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